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Bank Stocks Outlook for the week – 24 to 28.10.2016 (To eye cues from Jul-Sep result of private, PSU banks)

Bank Stocks Outlook for the week – 24 to 28.10.2016
(To eye cues from Jul-Sep result of private, PSU banks)
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The Bank stocks are seen taking cues from earnings of large private sector banks next
week but could see volatility in line with broad markets ahead of October derivatives
expiry on Thursday. The Nifty Bank is seen tracking of Jul-Sep earnings of major banks
such as Axis Bank, Kotak Mahindra Bank and HDFC Bank which are slated to be
announced in the coming week. Some of the other smaller private lenders and large and
mid-sized banks are also set to declare results in the coming week.

In line with the recent trend on bank results, the key factors that will be eyed are asset
quality, impact on profits and credit growth. Among the large private lenders, HDFC
Bank is expected to post higher net profit in Jul-Sep on strong growth in corporate and
retail loan book. Axis Bank's bottomline for Jul-Sep is expected to show a decline on
higher provisioning for stressed loans. Kotak Mahindra Bank is also expected to post
higher net profit for the quarter ended Sep 30, as the integration of the bank with ING
Vysya Bank has been completed.

Axis Bank will announce its earnings on Monday, while Kotak Mahindra Bank and
HDFC Bank will detail their earnings on Tuesday. A report from SAMCO Securities
struck a contrarian chord, and said that the Jul-sep earnings for banks had already priced
in expectations, and only surprises on the upside or downside could elicit any sharp
moves. Other than these banks, Federal Bank, IDBI Bank, IDFC Bank and State Bank
of Mysore will detail their Jul-Sep earnings on Monday.

Canara Bank, State Bank of Travancore and Syndicate Bank will detail earnings on
Tuesday and Karur Vysya Bank on Wednesday. State Bank of Mysore and State Bank
of Travancore are likely to take a hit in their earnings for the reporting quarter as State
Bank of India, its parent plans to match their asset quality with itself before the merger.
SBI plans to complete the merger with its five associate banks and Bharatiya Mahila
Bank by Mar 31.